Stamp Duty Calculator

UK stamp duty rates 2026

Stamp Duty Land Tax (SDLT) is a tax paid when you buy a property in England or Northern Ireland. The amount depends on the purchase price and your buyer status. Whether you're moving home or buying for the first time, understanding stamp duty is an important part of budgeting for your purchase.

Standard rates

• Up to £125,000: 0%
• £125,001 to £250,000: 2%
• £250,001 to £925,000: 5%
• £925,001 to £1,500,000: 10%
• Over £1,500,000: 12%

First-time buyer relief

First-time buyers pay no stamp duty on the first £300,000 of properties up to £500,000. On properties between £300,001 and £500,000, you pay 5% on the amount above £300,000. Properties over £500,000 are charged at standard rates with no relief. Read our first-time buyer guide for a full breakdown of costs.

Additional property surcharge

If you're buying a second home or buy-to-let property, an additional 5% surcharge applies on top of the standard rates. Speak to our team if you need help understanding your total purchase costs.